Meet Expert Team
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Great things in business are never done by one person; they’re done by a team of people. - Steve Jobs
Andrew Voigt
CEO | Founder
Specializes in Treasury asset management, macroeconomics, foreign investment and enterprise restructuring and privatization.
Graduate from the Faculty of Transport Economics, majoring in Foreign Trade, University of Gdansk (1992). Holds an Executive MBA Central Europe Administration from the University of Danube, Austria (1997). He completed a Field Study EMBA at UCLA, Los Angeles, USA (1996).
He held public positions: member of the Entrepreneurship Council of the Minister of Industry and Trade of the Republic of Poland (1990), Director of the Information and Negotiation Center of the Ministry of Ownership Transformations (1991-1992), Plenipotentiary of the Government of the Republic of Poland for the Establishment of the State Agency for Foreign Investment (PAIZ) and its Vice President (1992-1994), Director of Bank Austria Creditanstalt Poland SA (1996-1999).
Member of the authorities of several large companies, including: Heidelberger DM AG Group, Sankt Annae Bank, Orbis SA, II National Investment Fund, Gdańsk International Airport, Regional Development Agency in Gdańsk, Mera Pnefal SA, Gdańsk Refinery SA (Lotos), AV Inwestor SA.
Awarded the Cross of Freedom and Solidarity by the President of Poland (2016) and the Medal of Independence (2017).
Graduate from the Faculty of Transport Economics, majoring in Foreign Trade, University of Gdansk (1992). Holds an Executive MBA Central Europe Administration from the University of Danube, Austria (1997). He completed a Field Study EMBA at UCLA, Los Angeles, USA (1996).
He held public positions: member of the Entrepreneurship Council of the Minister of Industry and Trade of the Republic of Poland (1990), Director of the Information and Negotiation Center of the Ministry of Ownership Transformations (1991-1992), Plenipotentiary of the Government of the Republic of Poland for the Establishment of the State Agency for Foreign Investment (PAIZ) and its Vice President (1992-1994), Director of Bank Austria Creditanstalt Poland SA (1996-1999).
Member of the authorities of several large companies, including: Heidelberger DM AG Group, Sankt Annae Bank, Orbis SA, II National Investment Fund, Gdańsk International Airport, Regional Development Agency in Gdańsk, Mera Pnefal SA, Gdańsk Refinery SA (Lotos), AV Inwestor SA.
Awarded the Cross of Freedom and Solidarity by the President of Poland (2016) and the Medal of Independence (2017).
Mariusz Szmigiel
Managing Director | Investment Committee Member
Experienced Banker and strategic advisor with a deep expertise in global financial institutions and fintech. With a career spanning over 12+ years, Mariusz has held leadership roles at top-tier firms including Barclays, Deloitte and Accenture, where he specialized in financial institutions strategy, corporate banking, and fintech innovation.
Mariusz began his career by co-founding the largest student-led systematic hedge fund in London, which laid the foundation for his deep understanding of financial markets. His experience includes strategic roles at RBS and the Boston Consulting Group (BCG), where he advised on significant transactions and the consolidation of the CEE banking sector.
At Barclays, Mariusz was instrumental in developing and executing high-profile strategies across corporate banking, fintech, and innovation. He later joined Accenture as Head of Financial Institutions Strategy Consulting Practice in Poland, where he continues to influence global banking strategies and fintech advancements.
Mariusz is also a thought leader in the fintech and AI innovation space, advising startups, moderating panels, and speaking at leading conferences. He is an active member of several advisory boards and continues to contribute to the financial services industry through his strategic insights and leadership.
His academic background includes a stellar education at Imperial College London, the University of Edinburgh & University of Waterloo in Canada, where he excelled in theoretical physics and mathematics. Mariusz is passionate about bridging business strategy with investor value, and he remains committed to driving synergy and value creation in the global financial ecosystem.
Mariusz began his career by co-founding the largest student-led systematic hedge fund in London, which laid the foundation for his deep understanding of financial markets. His experience includes strategic roles at RBS and the Boston Consulting Group (BCG), where he advised on significant transactions and the consolidation of the CEE banking sector.
At Barclays, Mariusz was instrumental in developing and executing high-profile strategies across corporate banking, fintech, and innovation. He later joined Accenture as Head of Financial Institutions Strategy Consulting Practice in Poland, where he continues to influence global banking strategies and fintech advancements.
Mariusz is also a thought leader in the fintech and AI innovation space, advising startups, moderating panels, and speaking at leading conferences. He is an active member of several advisory boards and continues to contribute to the financial services industry through his strategic insights and leadership.
His academic background includes a stellar education at Imperial College London, the University of Edinburgh & University of Waterloo in Canada, where he excelled in theoretical physics and mathematics. Mariusz is passionate about bridging business strategy with investor value, and he remains committed to driving synergy and value creation in the global financial ecosystem.
Chris Czernianin
Managing Director | Member of Investment Committee
Chris is the Managing Director of M&A Strategy and Operations at AV Investor, bringing 24 years of experience in management consulting and M&A. He has extensive expertise in advising private and public companies on mergers, acquisitions, divestitures, portfolio value creation, and large-scale business transformations.
In his current role, he is instrumental in advancing the firm's investment projects in sectors like electromobility, the green economy, pharmaceuticals, and technology/defense. He oversees add-on acquisitions across the portfolio and leads performance improvement and strategic partnership programs for a major client.
Previously, Chris was a Partner at EY-Parthenon’s Strategy and Transactions group in Latin America, where he provided strategic guidance on market entry and expansion. His prior experience includes senior roles at Monitor Deloitte in Central Europe and MetLife in Dublin, where he managed the integration of Alico across 16 European markets and the UK&I. He also spent 12 years at EY and PwC in New York and Copenhagen, specializing in consulting for financial services, consumer goods, and pharma.
Chris has successfully led numerous buy-side and sell-side M&A transactions, including managing the Integration Management Office for a U.S. technology merger, achieving significant value creation and exceeding cost-saving targets. He also managed the spin-off of a “women’s health” business from a major pharmaceutical company in Latin America and conducted vendor due diligence for transactions in defense technology, industrial equipment, and fintech.
He holds a Master’s degree in International Marketing and Management from Copenhagen Business School and dual Bachelor’s degrees in Business Administration and Computer Science from Aarhus University.
In his current role, he is instrumental in advancing the firm's investment projects in sectors like electromobility, the green economy, pharmaceuticals, and technology/defense. He oversees add-on acquisitions across the portfolio and leads performance improvement and strategic partnership programs for a major client.
Previously, Chris was a Partner at EY-Parthenon’s Strategy and Transactions group in Latin America, where he provided strategic guidance on market entry and expansion. His prior experience includes senior roles at Monitor Deloitte in Central Europe and MetLife in Dublin, where he managed the integration of Alico across 16 European markets and the UK&I. He also spent 12 years at EY and PwC in New York and Copenhagen, specializing in consulting for financial services, consumer goods, and pharma.
Chris has successfully led numerous buy-side and sell-side M&A transactions, including managing the Integration Management Office for a U.S. technology merger, achieving significant value creation and exceeding cost-saving targets. He also managed the spin-off of a “women’s health” business from a major pharmaceutical company in Latin America and conducted vendor due diligence for transactions in defense technology, industrial equipment, and fintech.
He holds a Master’s degree in International Marketing and Management from Copenhagen Business School and dual Bachelor’s degrees in Business Administration and Computer Science from Aarhus University.
Krzysztof Stupnicki
Member of the Investment Committee
Experienced Chief Investment Officer and business development manager. During his 30+ years at leading financial institutions he created a number of startups, created and managed diversified and successful investment teams across CEE. Investment professional with extensive experience in managing variety of portfolios invested in securities and alternative assets. Has worked for Credit Suisse First Boston, ING Group, AIG/Amplico Insurance and Metlife in variety of senior business development and managerial positions.
Recently active in fund raising for listed and unlisted Polish companies. Arranged bond issuance sold to institutional and retail investors.
He started his business carrier as a country representative for Poland at Credit Suisse First Boston. He advised corporate buyers in M&A transactions during the early stage of privatization of Polish economy. Then he moved to capital markets, creating CSFB brokerage operations, the second foreign broker at the Warsaw Stock Exchange to offer foreign fund managers a venue to invest in Polish equities.
When ING Group decided to create an Asset Management division in Poland, joined this leading organization to create a number of successful startups. The most visible have been ING Mutual Funds Company (now Goldman Sachs TFI), and Nationale-Nederlanden Pension Fund Company. Creating those business, their investment teams have been great experience that gave a unique insight how to make such business successful. Subsequently, he joined AIG Group as a regional CIO, responsible for a few countries in CEE including Poland. Supervision of portfolio management of variety of insurance, investment and pension funds across a few countries and currencies required extensive know-how and ability to balance delegation and control investment teams working in different countries. Investment product design and approval, leveraging sales best practice across the borders allowed to expand existing business and launch new ones, as AIG TFI, as company CEO and CIO.
Acquisition of ALICO subsidiary by Metlife Inc. and subsequent acquisition of Aviva entities across CEE gave a unique experience of being acquired and then buying a few companies with challenges of integrating teams with different corporate cultures and business experience. Managing integration and growing merged business as a part of regional management team has been challenging and rewarding experience.
Having acquired extensive experience in managing capital market portfolios of listed bonds and equities, he moved to alternative asset class. He worked for private equity and distressed debt (NPL) companies, like MCI Capital, BEST and Kredyt Inkaso. He managed a number of capital market transaction and fund raising for those entities.
He is also a member of Supervisory Board of BondSpot SA, a subsidiary of Warsaw Stock Exchange operator (GPW SA), that manages Treasury Bonds Spot Poland, digital trading platform for Polish sovereign bonds.
Recently active in fund raising for listed and unlisted Polish companies. Arranged bond issuance sold to institutional and retail investors.
He started his business carrier as a country representative for Poland at Credit Suisse First Boston. He advised corporate buyers in M&A transactions during the early stage of privatization of Polish economy. Then he moved to capital markets, creating CSFB brokerage operations, the second foreign broker at the Warsaw Stock Exchange to offer foreign fund managers a venue to invest in Polish equities.
When ING Group decided to create an Asset Management division in Poland, joined this leading organization to create a number of successful startups. The most visible have been ING Mutual Funds Company (now Goldman Sachs TFI), and Nationale-Nederlanden Pension Fund Company. Creating those business, their investment teams have been great experience that gave a unique insight how to make such business successful. Subsequently, he joined AIG Group as a regional CIO, responsible for a few countries in CEE including Poland. Supervision of portfolio management of variety of insurance, investment and pension funds across a few countries and currencies required extensive know-how and ability to balance delegation and control investment teams working in different countries. Investment product design and approval, leveraging sales best practice across the borders allowed to expand existing business and launch new ones, as AIG TFI, as company CEO and CIO.
Acquisition of ALICO subsidiary by Metlife Inc. and subsequent acquisition of Aviva entities across CEE gave a unique experience of being acquired and then buying a few companies with challenges of integrating teams with different corporate cultures and business experience. Managing integration and growing merged business as a part of regional management team has been challenging and rewarding experience.
Having acquired extensive experience in managing capital market portfolios of listed bonds and equities, he moved to alternative asset class. He worked for private equity and distressed debt (NPL) companies, like MCI Capital, BEST and Kredyt Inkaso. He managed a number of capital market transaction and fund raising for those entities.
He is also a member of Supervisory Board of BondSpot SA, a subsidiary of Warsaw Stock Exchange operator (GPW SA), that manages Treasury Bonds Spot Poland, digital trading platform for Polish sovereign bonds.
Dariusz Mańkowski
Advisor to the Management Board - Member of the Investment Committee
1995-2023 - Member of management boards and supervisory boards in more than 10 companies and managing director in commercial bank.
Deputy President of the Board in The Eastern Poland Chamber of Commerce in Siedlce (Poland, Podlasie/ Lubelskie regions)
25 + years business advisory activity covering Central Europe with focus on Poland in terms of acquisition debt financing for small, medium and large enterprises in the form of loans, leasing, corporate bonds, factoring.
This advisory services include participation in consultation interviews involving the assessment of the financial situation of the applying company, the specificity of the investment project, and then the selection of the type of financing, as well as support in the process of preparing documentation for financial institutions, work on development projects related to obtaining subsidies for enterprises from domestic, foreign and European Union funds.
Deputy President of the Board in The Eastern Poland Chamber of Commerce in Siedlce (Poland, Podlasie/ Lubelskie regions)
25 + years business advisory activity covering Central Europe with focus on Poland in terms of acquisition debt financing for small, medium and large enterprises in the form of loans, leasing, corporate bonds, factoring.
This advisory services include participation in consultation interviews involving the assessment of the financial situation of the applying company, the specificity of the investment project, and then the selection of the type of financing, as well as support in the process of preparing documentation for financial institutions, work on development projects related to obtaining subsidies for enterprises from domestic, foreign and European Union funds.
Education:
Max J. Gross
Member of Investment Committee
An honors graduate from Columbia University and a seasoned investment professional, Josef Gross launched his career in 2010 at JPMorgan's NY-based investment bank, where he co-managed a USD $7 billion diversified asset portfolio, inclusive of infrastructure, municipal . Upon completing his CFA examinations, Mr Gross transitioned to BlackRock as a junior portfolio manager, overseeing multi-asset investment strategies on a core portfolio in excess of USD $30 billion.
Mr Gross has assumed leading investment roles at various family offices and launched an integrated commercial real estate development partnership in the DC Metro Area. His investment and advisory activities have spanned industries and geographies with a particular focus on real estate and equity strategies.
Mr Gross has assumed leading investment roles at various family offices and launched an integrated commercial real estate development partnership in the DC Metro Area. His investment and advisory activities have spanned industries and geographies with a particular focus on real estate and equity strategies.
Rizwan Viqar
Chief Representative UAE
Currently serving as the Chief Financial Officer at a foreign bank in Abu Dhabi, he manages all financial operations. He previously held the position of Accounting Manager at Intesa Sanpaolo in the UAE, where he was responsible for monthly reporting, financial analysis, budget control, and regulatory compliance, including Central Bank, DFSA, and Basel II reporting. Before that, he was the Chief Accountant at Arab African International Bank in Dubai, handling similar duties and coordinating with auditors and government tax departments.
His extensive audit experience includes serving as an Audit Supervisor at KPMG in Abu Dhabi, where he managed audits for high-profile clients such as the National Bank of Abu Dhabi Group and Abu Dhabi Investment Authority. He also worked as an Audit Senior at Alliott Hadi Shahid, overseeing audits across various industries.
His career began with audit roles at Viqar Ahmed & Co and EY in Pakistan, where he focused on audit planning, financial statement preparation, and internal control reviews. He holds an ACCA qualification in Finance and Accounts.
His extensive audit experience includes serving as an Audit Supervisor at KPMG in Abu Dhabi, where he managed audits for high-profile clients such as the National Bank of Abu Dhabi Group and Abu Dhabi Investment Authority. He also worked as an Audit Senior at Alliott Hadi Shahid, overseeing audits across various industries.
His career began with audit roles at Viqar Ahmed & Co and EY in Pakistan, where he focused on audit planning, financial statement preparation, and internal control reviews. He holds an ACCA qualification in Finance and Accounts.
Sumit Kukreja
Representative - India & South Eastern Asia | Financial Services
Sumit Kukreja is a finance professional with over 15 years of experience in management consulting, fintech, corporate finance, and restructuring. He holds an Honours degree in Economics from Delhi University and an MBA in Finance. Sumit has collaborated with clients across sectors like hospitality, investment banking, retail, and telecom.
As Managing Partner at PV Advisory, Sumit serves as a virtual CFO (vCFO) for startups and SMEs, leading a team of over 70 employees in India and abroad. He has successfully established Global Capability Centres using the Build-Operate-Transfer (BOT) model and led finance transformations, including mergers and acquisitions.
Sumit’s global experience spans APAC, EMEIA, and the Americas, where he has built and guided cross-country teams to drive growth and implement innovative strategies. His expertise includes finance function integration, financial process design, and corporate restructuring.
Sumit is passionate about financial literacy and has conducted over 2,000 hours of training in Finance for Non-Finance professionals and personal finance. His leadership skills, refined through years of captaining cricket teams, have been key to his success in leading diverse teams. He remains dedicated to mentoring SMEs to grow and operate efficiently.
As Managing Partner at PV Advisory, Sumit serves as a virtual CFO (vCFO) for startups and SMEs, leading a team of over 70 employees in India and abroad. He has successfully established Global Capability Centres using the Build-Operate-Transfer (BOT) model and led finance transformations, including mergers and acquisitions.
Sumit’s global experience spans APAC, EMEIA, and the Americas, where he has built and guided cross-country teams to drive growth and implement innovative strategies. His expertise includes finance function integration, financial process design, and corporate restructuring.
Sumit is passionate about financial literacy and has conducted over 2,000 hours of training in Finance for Non-Finance professionals and personal finance. His leadership skills, refined through years of captaining cricket teams, have been key to his success in leading diverse teams. He remains dedicated to mentoring SMEs to grow and operate efficiently.
Per-Lennart Johansson
Real Estate Senior Expert | Member of Investment Committee
Per-Lennart Johansson is an experienced real estate professional with a long track
record of success in both domestic and international markets. He began his career at
Skanska Group in 1977 where he held various roles, leading to management positions
within real estate construction and development. His extensive experience
encompasses commercial, residential, and industrial projects, both in Sweden and
Internationally.
As Country Manager and Managing Director of Skanska Property Poland from 1997 to 2004, Per-Lennart led Skanskas expansion into the Polish market and laid the ground for Skanskas further success in Poland and the Region. He was responsible for leading the development of key projects in Warsaw such as The Atrium Office Developments in several stages and the 5-star, 360-room Hotel Westin. Per-Lennart also secured land and permits for additional commercial projects in total approximately 230,000 sqm in Warsaw area.
Since 2005, Per-Lennart has been working as an Independent Entrepreneur and Consultant, forging strategic partnerships with financial institutions, developers, investors, and authorities. He played a key role in establishing Medicover Warsaw, the first private hospital of its kind in Poland. This high-standard facility provides care to over 500,000 patients each year. Beyond healthcare, he has also initiated other large scale residential developments in Poland, and is a champion of sustainable development. He is involved in Green Tech business and spearheaded a large-scale program to educate 700 Polish entrepreneurs in waste management, funded by the European Union.
Per-Lennart is also acting as mentor in start up programmes in Poland within Innovatorium Foundation, and through the years he’s been actively involved in civic engagement, serving as a Board Member of the Real Estate Federation Sweden (Middle Region) and a Member of the Real Estate Court Sweden (Middle Region). He also served as President of the Rotary Club Warsaw-Wilanow and a Board Member of the Swedish-Polish Business Club in Warsaw among others.
As Country Manager and Managing Director of Skanska Property Poland from 1997 to 2004, Per-Lennart led Skanskas expansion into the Polish market and laid the ground for Skanskas further success in Poland and the Region. He was responsible for leading the development of key projects in Warsaw such as The Atrium Office Developments in several stages and the 5-star, 360-room Hotel Westin. Per-Lennart also secured land and permits for additional commercial projects in total approximately 230,000 sqm in Warsaw area.
Since 2005, Per-Lennart has been working as an Independent Entrepreneur and Consultant, forging strategic partnerships with financial institutions, developers, investors, and authorities. He played a key role in establishing Medicover Warsaw, the first private hospital of its kind in Poland. This high-standard facility provides care to over 500,000 patients each year. Beyond healthcare, he has also initiated other large scale residential developments in Poland, and is a champion of sustainable development. He is involved in Green Tech business and spearheaded a large-scale program to educate 700 Polish entrepreneurs in waste management, funded by the European Union.
Per-Lennart is also acting as mentor in start up programmes in Poland within Innovatorium Foundation, and through the years he’s been actively involved in civic engagement, serving as a Board Member of the Real Estate Federation Sweden (Middle Region) and a Member of the Real Estate Court Sweden (Middle Region). He also served as President of the Rotary Club Warsaw-Wilanow and a Board Member of the Swedish-Polish Business Club in Warsaw among others.
Rizwan Viqar
Chief Representative UAE
Currently serving as the Chief Financial Officer at a foreign bank in Abu Dhabi, he manages all financial operations. He previously held the position of Accounting Manager at Intesa Sanpaolo in the UAE, where he was responsible for monthly reporting, financial analysis, budget control, and regulatory compliance, including Central Bank, DFSA, and Basel II reporting. Before that, he was the Chief Accountant at Arab African International Bank in Dubai, handling similar duties and coordinating with auditors and government tax departments.
His extensive audit experience includes serving as an Audit Supervisor at KPMG in Abu Dhabi, where he managed audits for high-profile clients such as the National Bank of Abu Dhabi Group and Abu Dhabi Investment Authority. He also worked as an Audit Senior at Alliott Hadi Shahid, overseeing audits across various industries.
His career began with audit roles at Viqar Ahmed & Co and EY in Pakistan, where he focused on audit planning, financial statement preparation, and internal control reviews. He holds an ACCA qualification in Finance and Accounts.
His extensive audit experience includes serving as an Audit Supervisor at KPMG in Abu Dhabi, where he managed audits for high-profile clients such as the National Bank of Abu Dhabi Group and Abu Dhabi Investment Authority. He also worked as an Audit Senior at Alliott Hadi Shahid, overseeing audits across various industries.
His career began with audit roles at Viqar Ahmed & Co and EY in Pakistan, where he focused on audit planning, financial statement preparation, and internal control reviews. He holds an ACCA qualification in Finance and Accounts.
Sumit Kukreja
Representative - India & South Eastern Asia | Financial Services
Sumit Kukreja is a finance professional with over 15 years of experience in management consulting, fintech, corporate finance, and restructuring. He holds an Honours degree in Economics from Delhi University and an MBA in Finance. Sumit has collaborated with clients across sectors like hospitality, investment banking, retail, and telecom.
As Managing Partner at PV Advisory, Sumit serves as a virtual CFO (vCFO) for startups and SMEs, leading a team of over 70 employees in India and abroad. He has successfully established Global Capability Centres using the Build-Operate-Transfer (BOT) model and led finance transformations, including mergers and acquisitions.
Sumit’s global experience spans APAC, EMEIA, and the Americas, where he has built and guided cross-country teams to drive growth and implement innovative strategies. His expertise includes finance function integration, financial process design, and corporate restructuring.
Sumit is passionate about financial literacy and has conducted over 2,000 hours of training in Finance for Non-Finance professionals and personal finance. His leadership skills, refined through years of captaining cricket teams, have been key to his success in leading diverse teams. He remains dedicated to mentoring SMEs to grow and operate efficiently.
As Managing Partner at PV Advisory, Sumit serves as a virtual CFO (vCFO) for startups and SMEs, leading a team of over 70 employees in India and abroad. He has successfully established Global Capability Centres using the Build-Operate-Transfer (BOT) model and led finance transformations, including mergers and acquisitions.
Sumit’s global experience spans APAC, EMEIA, and the Americas, where he has built and guided cross-country teams to drive growth and implement innovative strategies. His expertise includes finance function integration, financial process design, and corporate restructuring.
Sumit is passionate about financial literacy and has conducted over 2,000 hours of training in Finance for Non-Finance professionals and personal finance. His leadership skills, refined through years of captaining cricket teams, have been key to his success in leading diverse teams. He remains dedicated to mentoring SMEs to grow and operate efficiently.
Azam Shaghaghi
Director for Space Innovation Projects
An accomplished professional with extensive experience in blockchain technology, venture capital, and media relations, Azam Shaghaghi currently serves as an Advisor at NFT STARS PLATFORM, where she leads global go-to-market strategies. Previously, she held the role of Chief Influencer Ambassador at SIDUS HEROES until March 2023, engaging top artists and fostering strategic relationships within the Web3 community.
Her diverse career includes significant positions such as Senior Director of Global Outreach at HLTH NETWORK, where she managed cross-functional teams and secured critical partnerships. Additionally, she has provided her expertise in advisory roles at XYO NETWORK and Restart Energy, contributing to their strategic growth and marketing initiatives.
Azam's international perspective was further enhanced through her contributions to global initiatives during her tenure with the United Nations. She began her career as an Intern-Analyst at the Bank of Montreal, supporting business process development and conducting significant business analytics.
She holds a Bachelor of Commerce in Banking, Corporate, Finance, and Securities Law, and an M.Sc. in Space Studies from the International Space University. Azam is also a recognized thought leader, contributing to CNN World Report TV and the Huffington Post. She is the Founder and Host of A Factor Podcast, where she explores pivotal trends in technology and social change with leading thinkers and influencers.
Her diverse career includes significant positions such as Senior Director of Global Outreach at HLTH NETWORK, where she managed cross-functional teams and secured critical partnerships. Additionally, she has provided her expertise in advisory roles at XYO NETWORK and Restart Energy, contributing to their strategic growth and marketing initiatives.
Azam's international perspective was further enhanced through her contributions to global initiatives during her tenure with the United Nations. She began her career as an Intern-Analyst at the Bank of Montreal, supporting business process development and conducting significant business analytics.
She holds a Bachelor of Commerce in Banking, Corporate, Finance, and Securities Law, and an M.Sc. in Space Studies from the International Space University. Azam is also a recognized thought leader, contributing to CNN World Report TV and the Huffington Post. She is the Founder and Host of A Factor Podcast, where she explores pivotal trends in technology and social change with leading thinkers and influencers.
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